Bank of Montreal (BMO)

Currency in USD
149.49
+1.10(+0.74%)
Closed·
149.53+0.04(+0.03%)
·
Trading near 52-week High
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Fair Value
Day's Range
148.50149.60
52 wk Range
91.74149.60
Key Statistics
Prev. Close
148.39
Open
148.5
Day's Range
148.5-149.6
52 wk Range
91.74-149.59
Volume
345.64K
Average Vol. (3m)
851.93K
1-Year Change
61.019%
Book Value / Share
86.76
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
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Analysts Sentiment
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Members' Sentiments
Bearish
Bullish
ProTips
11 analysts have revised their earnings upwards for the upcoming period

Bank of Montreal News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It’s personal banking products and services include deposits, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products. It also offers investing, banking, and wealth management advisory; digital investing services; financial solutions for individuals, families, and businesses; offers investment management services to institutional, retail, and high net worth investors; and diversified insurance, and wealth and pension de-risking solutions. In addition, the company provides individual life, critical illness and annuity products, as well as segregated funds, and group creditor and travel insurance to customers; debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, restructurings and recapitalizations, trade finance, and risk mitigation services, as well as a range of banking and other operating services. Further, the company offers research and access to financial markets for institutional, corporate and retail clients through an integrated suite of sales and trading solutions related to debt, foreign exchange, interest rates, credit, equities, securitization, and commodities; provides new product development and origination services, as well as risk management and advisory services for hedging strategies, including in interest rates, foreign exchange rates and commodities prices; and funding and liquidity management services. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.

Employees
53234

Bank of Montreal SWOT Analysis


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Bank of Montreal Earnings Call Summary for Q4/2025

  • BMO reported Q4 2025 adjusted EPS of $3.28 (vs $2.99 forecast) and revenue of $9.34 billion, with a record annual net income of $9.2 billion despite a 1.56% pre-market stock decline.
  • The company increased its dividend by 5% to $1.67 per share and returned over $8 billion in capital to shareholders, while improving return on equity from 9.8% to 11.3%.
  • CEO Darryl White emphasized ROE rebuild as the 'number one imperative,' with the company targeting 15% ROE in the medium term through strategic partnerships and investments.
  • BMO forecasts low single-digit loan growth in Canada and mid-single-digit growth in the U.S., with an effective tax rate projected between 25-26% for the upcoming year.
  • Key challenges include persistent trade uncertainty, Canadian unemployment expected to remain above 7% through mid-2026, and potential strain from the anticipated CapEx cycle.
Last Updated: 12/04/2025, 09:57 AM
Read Full Transcript

Compare BMO to Peers and Sector

Metrics to compare
BMO
Peers
Sector
Relationship
P/E Ratio
16.8x15.1x9.9x
PEG Ratio
1.280.610.03
Price / Book
1.7x1.7x1.0x
Price / LTM Sales
4.3x4.1x2.9x
Upside (Analyst Target)
−4.6%−0.1%14.0%
Fair Value Upside
Unlock4.6%1.0%Unlock
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
BofA Securities
Hold128.00-14.38%116.00MaintainAug 27, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 11.99%
Dividend Yield
3.27%
Industry Median 3.15%
Annualized Payout
4.85
Paid quarterly
5-Years Growth
+8.99%
Growth Streak

Earnings

Latest Release
Feb 25, 2026
EPS / Forecast
3.48 / 3.23
Revenue / Forecast
9.82B / 9.43B
EPS Revisions
Last 90 days

BMO Income Statement

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